Bates & Hewett, Inc. dba Bates Hewett & Floyd

Not your average local agency!

At Bates Hewett & Floyd, we're more than just a local insurance agency - we're a trusted partner in protecting what matters most. With over 50 years of experience, our family-led team spans two generations, proudly serving individuals, families, and businesses across Palatka, Putnam County, St. Johns County, and throughout the Southeastern United States.

As a full-service insurance agency, we specialize in a wide range of coverage solutions, including:

• Commercial Insurance - Tailored risk management and protection for businesses of all sizes.
• Personal Lines Insurance - Comprehensive home, auto, and personal liability coverage.
• Life Insurance and Annuities - Long-term financial security and retirement planning for peace of mind.

What sets us apart is our personalized approach to insurance, deep community roots, and unwavering commitment to client care. Whether you're seeking to safeguard your business, protect your family, or plan for the future, Bates Hewett & Floyd is here to guide you every step of the way.