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At Royalty Insurance Agency, we're proud to serve Florida's hardworking professionals with custom insurance solutions designed to protect what matters most. Based in North Miami Beach, we specialize in coverage for contractors, restaurants, hotels, and event businesses across the Sunshine State - from Miami to Tampa, Orlando to Ft Lauderdale, and everywhere in between.
Whether you're a roofing contractor, electrician, HVAC technician, plumber, restaurateur, hotel manager, or event planner, we understand the unique risks you face. From strict licensing requirements to weather-related exposures, we tailor coverage that fits your business, your budget, and your peace of mind.
We offer fast quotes, responsive service, and same-day certificates of insurance (COIs) - so you never miss a job or delay an event.
Our commercial insurance solutions include:
General Liability & Workers' Compensation
Commercial Property & Equipment
Commercial Auto
Business Interruption & Food Spoilage
Liquor Liability for Restaurants & Bars
Airbnb Rentals
Hotel & Hospitality Packages
Restaurant Packages- Cafe, Coffee, Quick Service, Dine-in, Fine Dining
Special Event Insurance & Vendor Coverage
Surety Bonds & Licensing Support
We also offer personal insurance for individuals and families:
Auto & Home Insurance
Flood Insurance
Life Insurance
Personal Umbrella Coverage
Mortgage- Purchase, Refinance
Real Estate- Buy, Sell, Invest
Recreational Vehicles
As a Florida independent insurance agency, we work with top-rated national and regional carriers to find the best coverage at competitive rates. At Royalty Insurance Agency, our goal is to build long-term relationships through trust, transparency, and top-tier service.
Let's protect your business like royalty. Contact Royalty Insurance Agency today for a free, no-obligation quote!