Lyons Risk Management

Lyons Risk Management (LRM) is a St. Petersburg, Florida-based independent insurance agency specializing in business insurance and community association insurance for condominium associations and homeowner associations. We provide tailored insurance solutions and proactive risk management services to protect businesses and communities from financial loss, liability, and operational disruption.

At LRM, we understand that no two clients are the same. That's why we take a customized approach to coverage, offering policies that are aligned with your industry, operations, and long-term goals. Whether you're a business owner looking to protect your company's assets, or a community association seeking comprehensive coverage that meets governing document and state requirements, we're here to help.

We specialize in a wide range of coverages, including general liability insurance, property insurance, workers' compensation, directors and officers (D&O) liability, cyber liability, flood insurance, umbrella policies, and more. Our team also provides policy reviews, coverage audits, and risk assessments to ensure you have the right protection in place.

What sets LRM apart is our commitment to clear communication, client-first service, and long-term partnerships. We prioritize education and transparency, so our clients fully understand their policies and the risks they face. Our ongoing support includes policy maintenance, claims guidance, and strategic planning as your needs evolve.

We're not just an insurance agency-we're a risk management partner dedicated to protecting what you've built. If you're looking for smarter, more strategic insurance solutions for your business or community association, Lyons Risk Management is here to help.

Business insurance - HOA insurance - Condo association insurance - Risk management - Insurance audit - Florida insurance agency - Liability insurance - Commercial property insurance - Workers' comp - St. Petersburg insurance agency