Although it is not required by law, business insurance is very important in Florida, where natural disasters like hurricanes, brush fires, and tornadoes are common. This highly customizable coverage can keep your business from suffering large financial losses that could otherwise lead to bankruptcy and ruin.
The cost to carry commercial insurance can vary significantly from one business to the next. Rates are influenced by factors such as your business type, number of employees, liability risks, and the value of your business assets. Insurance rates in Florida tend to be higher than throughout most of the country due to the severe weather risks, but comparison shopping can help you find the best price for your coverage.
We were searching for a business insurance since our business has to maintain professional liability and general liability for different contracts that we have from time to time. But in the environmental business, it's hard to find a company that will have the coverage that we need or that will even cover us at all. So, we went through an agent and TrustedChoice Business Insurance was willing to write us a policy.Paul of Jacksonville, FL Consumer Affairs
You can customize your business insurance policy to meet the specific needs of your business. There are a number of different policy types and coverage options available for you to choose from. A local independent insurance agent can help you navigate through the many choices. Most business insurance policies in Florida will include the following coverage:
If you are concerned about floods in your area, or if you are in a flood zone, be sure to talk to your agent about commercial flood insurance.
Right now, there are 1,583 independent insurance agents in The Sunshine State. These agents are ready to help you build an all-inclusive business insurance plan that has been designed specifically for your Florida business. Because they can work with several different insurance companies, independent agents can ensure that you get the best price for the customized coverage that your business needs.