Vehicle owners in Florida are required by law to have auto insurance that meets or exceeds the state’s minimum requirements. Unlike most states, Florida requires that your own car insurance cover any injuries you may sustain in an accident, even if the accident was not your fault. The at-fault driver is, however, responsible for covering any property damage they may cause.
The average American driver pays $1,311 per year for car insurance. In Florida, drivers pay an average of $1,742 each year. Take time to compare quotes to make sure you get the best deal on auto insurance in your area. Florida's drivers may pay more for car insurance than drivers in many other places, but independent insurance agents can help you score lower rates than you might pay if you shop on your own.
My old insurance company was not being responsive when it came to my needs, so I got frustrated. I started my research on Google, and TrustedChoice was the first one that came up. I called and their rep was super responsive and friendly on email and phone. The agents from TrustedChoice looked into the options closely, and found what I needed.Dimitra of Boca Raton, FL Consumer Affairs
Your car insurance policy is designed to afford you the coverage you need if you are in a collision or if your vehicle is otherwise damaged. In addition to the required liability coverage and personal injury protection these policies provide, you have access to optional coverage.
If you are concerned about floods in your area, or if you are in a flood zone, be sure to talk to your agent about flood insurance.
There are currently 1,583 independent insurance agents in Florida who are ready to help. These agents can work with several insurance companies to help you obtain and compare a selection of customized car insurance quotes. That way, you can be sure you are getting the coverage you need at a fair and competitive price.